Paying for senior care

Most families combine a few sources. Here are the usual ones, without the jargon.

Common funding sources

No single source usually covers it all.

  • Private savings and income
  • Proceeds from selling a home
  • Long-term care insurance
  • Veterans benefits, where eligible

A note on Medicare

Medicare generally does not pay for long-term assisted living or memory care. It may cover short-term skilled nursing after a hospital stay. Confirm specifics with a licensed advisor — this is general information, not financial advice.

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