Finance & Legal

The Difference Between POA, Durable POA, and a Living Will

A power of attorney (POA) assigns someone to act on your behalf in either broadly defined or very specific terms, depending on the type of POA. In this guide, we’ll see how a general power of attorney compares to a durable POA and a living will. What is a Power of Attorney? Powers of attorney include general POAs and limited POAs. The former typically gives …

The Difference Between POA, Durable POA, and a Living Will Read More »

A Guide to Adult Guardianship

A guardian is an individual appointed by the court to make decisions on behalf of another adult, one who is unable to make decisions on their own. Basically, the guardian assumes the role of a parent caring for a child, but where adult guardianship is concerned both individuals are adults. …

A Guide to Adult Guardianship Read More »

What is Medicare Part D?

Medicare Part D covers prescription drugs and is available to everyone receiving Medicare Part A or Part B. It is not means tested, nor is it dependent on you passing a physical exam, and you cannot be refused because of existing health conditions. You also can’t be refused just because …

What is Medicare Part D? Read More »

What is Medicare Part C?

Medicare Part C, also known as Medicare Advantage, covers everything that Medicare Part A and Medicare Part B cover, as well as a few extras. It is provided by private companies associated with the program and, in this guide, we’ll look at everything you need to know about it and …

What is Medicare Part C? Read More »

A Complete Guide to Medicaid: State Requirements and Coverage

Medicaid is a health insurance program aimed at low-income families and funded by federal and state governments. Eligibility requirements change from state to state but are based on age, income, disability, household size, and several other key factors. The Medicaid program was established in 1965 and, while it is voluntary, all states participate. Efforts have been made to standardize Medicaid eligibility requirements, …

A Complete Guide to Medicaid: State Requirements and Coverage Read More »

What is Medicare Part B?

As part of Original Medicare, Medicare Part B covers many of the things that are necessary to treat your condition. Coverage is extensive and spans preventative and curative treatments, both of which we will address in this guide to Medicare Part B. What Does Medicare Part B Cover? Most of …

What is Medicare Part B? Read More »

What is Medicare Part A?

Medicare Part A covers inpatient hospital care and, in some circumstances, the care received in a nursing facility or at home. Specific requirements need to be met for this coverage to apply and, in this guide to Medicare Part A, we’ll look at those requirements and cover everything else you …

What is Medicare Part A? Read More »

Cost of In-Home Care

Most seniors would prefer to age in their own homes. Unfortunately, though, this is never an option for some because old age comes with its own unique set of challenges and limitations. In-home care comes in handy when you would like to age in your own home but are limited …

Cost of In-Home Care Read More »