An elder law attorney can help family caregivers to manage the lives of their elderly parents, dealing with essential documents, managing the estate, and ensuring family members have the necessary rights to provide the level of care needed. In this guide to finding an elder law attorney, we’ll help you …
The death of a loved one is one of the most stressful things you can experience. It’s something that will happen to all of us at some point, but something that can be emotionally crippling and physically draining. On top of the grief and the problems that come from handling …
Complete Funeral Planning Checklist: Timing, Cost, Procedures, and More Read More »
Whether you’re struggling to manage your budget in your old age or you can’t find resources as a senior caregiver, certain government programs can help. The support is there if you need it, you just need to know where to look. What follows is a list of the many government …
A power of attorney (POA) assigns someone to act on your behalf in either broadly defined or very specific terms, depending on the type of POA. In this guide, we’ll see how a general power of attorney compares to a durable POA and a living will. What is a Power of Attorney? Powers of attorney include general POAs and limited POAs. The former typically gives …
The Difference Between POA, Durable POA, and a Living Will Read More »
The United States has over 12 million veterans above the age of 65. They fought for their country in conflicts such as the Vietnam and Korean Wars and, as a result, may be entitled to receive benefits from the Department of Veterans Affairs (VA). These benefits are designed to assist …
A power of attorney (POA) is an important legal document, one that all seniors should consider but many families ignore. If you are worried about the health of a loved one and are concerned about their ability to make decisions for themselves, a POA can help. It will provide the able family member, known as the …
A guardian is an individual appointed by the court to make decisions on behalf of another adult, one who is unable to make decisions on their own. Basically, the guardian assumes the role of a parent caring for a child, but where adult guardianship is concerned both individuals are adults. …
Government programs fail more times than they succeed and, with every presidency, there is a succession of programs that never got off the ground or didn’t quite work as proponents expected. Social Security is definitely not in this category. In fact, since its launch in 1935, it has been one …
7 Facts About Social Security and Seniors: What You Need to Know Read More »
Medicare Part D covers prescription drugs and is available to everyone receiving Medicare Part A or Part B. It is not means tested, nor is it dependent on you passing a physical exam, and you cannot be refused because of existing health conditions. You also can’t be refused just because …
Medicare Part C, also known as Medicare Advantage, covers everything that Medicare Part A and Medicare Part B cover, as well as a few extras. It is provided by private companies associated with the program and, in this guide, we’ll look at everything you need to know about it and …
Medicaid is a health insurance program aimed at low-income families and funded by federal and state governments. Eligibility requirements change from state to state but are based on age, income, disability, household size, and several other key factors. The Medicaid program was established in 1965 and, while it is voluntary, all states participate. Efforts have been made to standardize Medicaid eligibility requirements, …
A Complete Guide to Medicaid: State Requirements and Coverage Read More »
As part of Original Medicare, Medicare Part B covers many of the things that are necessary to treat your condition. Coverage is extensive and spans preventative and curative treatments, both of which we will address in this guide to Medicare Part B. What Does Medicare Part B Cover? Most of …
Medicare Part A covers inpatient hospital care and, in some circumstances, the care received in a nursing facility or at home. Specific requirements need to be met for this coverage to apply and, in this guide to Medicare Part A, we’ll look at those requirements and cover everything else you …
The United States has some of the best long-term care services in the world, but they are also some of the most expensive. The average assisted living facility costs up to $50,000 a year, while the average nursing home stretches to upwards of $80,000 a year. That’s a lot of money when you consider that most …
Paying for Long-Term Care: The Best Options and Tips Read More »
Most seniors would prefer to age in their own homes. Unfortunately, though, this is never an option for some because old age comes with its own unique set of challenges and limitations. In-home care comes in handy when you would like to age in your own home but are limited …